Buy now. Pay the HALE YEAH way.
Consumer Credit Center options through a full bench of lenders. Unsecured low-monthly plans or secured HELOC solutions — whichever fits your roof and your wallet.
Plug in your project amount and see real monthly payment options from our financing partners.
Pick your payment lane.
We shop a network of lenders so you don't have to. Choose the plan that fits — and if you don't see what you want, just reach out.
Low Monthly Payments
No collateral, no equity required. A favorite for customers who want speed, flexibility, and zero strings attached.
- Low Monthly Payments
- 1–20 Year Terms
- No Prepay Penalty
- 100% Financing
- Soft-pull pre-qualification
- Funds released to start the build
$0 for 12 Months
Built for storm claims. Cover your insurance deductible with no payments the first year, then a low fixed-rate APR — or lock in a guaranteed monthly from day one.
- $0/month for the first 12 months
- Low fixed-rate APR after intro period
- Or lock in a low guaranteed monthly payment
- Covers your insurance deductible — nothing out-of-pocket to start
- Soft-pull pre-qualification
- Size your payment with the calculator below
improvifi Hi-Loan
Lock in lower rates on the term that works for you. Tap into your home's equity with a fully digital HELOC built for big projects.
- 5, 10, 15 & 30-Year Terms
- HELOC via improvifi Hi-Loan
- 100% Online Application
- No In-Person Appraisal
- 5-Minute Approval
- Option to Redraw up to 100%
- Funding in as Few as 5 Days
- Up to $400K
- One-Time Origination Fee
- Online Video Notary & Expert Support
We work with multiple lenders across the country. If the plan you want isn't listed — HALE YEAH, just ask. We'll match you with a program that fits.