HB 2102 cleared the Texas House Insurance Committee this week. The bill would establish the first statewide roofing contractor registration system in Texas history. Here's what's actually in it.
The core requirements
- Mandatory state registration for any contractor performing roof work over $1,000.
- Proof of general liability insurance at a $300,000 minimum.
- Workers' comp coverage or an approved alternative.
- A signed disclosure that the contractor is not acting as a public adjuster.
Why this matters for homeowners
Texas has historically been the wild west for roofing. After every major storm, out-of-state storm chasers flood in, collect deposits, do shoddy work, and disappear. HB 2102 creates real consequences — registration suspension, fines, and a searchable public database.
What we're watching
The bill still has to clear the Senate, and the lobby pressure from national contracting groups is real. We support the bill and have been on record with our state rep. The bar should be higher than 'owns a ladder and a truck.'